As a global leader in payments and financial technology, Fiserv helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; merchant acquiring and processing; the Clover® cloud-based point-of-sale solution; and the Carat omnichannel commerce ecosystem.

By leveraging Carat, retailers are able to securely deliver limitless payment opportunities across the most popular channels and devices. Through simple API access, Carat enables retailers, experience providers and financial institutions to imagine and realize new customer experiences.

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